Improving the ETF Asset Allocation Plan for Everyone

I just learned that WisdomTree introduced an emerging markets small cap dividend ETF (DGS, 0.63% expense ratio). This fills a small whole in my previous ETF asset allocation plan (I just added it to that post). I just bought a bit today. The bid/ask spread on this is huge for an ETF, 1%, so place a limit order in between bid and ask. However, if you buy and hold for a number of years, the bid/ask cost will become less and less important as the years pass by.

Disclosure: I bought DGS this morning. 

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